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Careers

Join the BSF Team

Choosing a career with BSF means tremendous opportunity to work with a diverse group of business owners, entrepreneurs, nonprofit leaders and individuals throughout the nine Bay Area counties and beyond. In addition to challenging and purposeful work, you will have the chance to give back to the community, advance your career and develop close and meaningful relationships with colleagues and mentors. To learn more about BSF, click here

Employment opportunities with BSF:

Walnut Creek, CA

POSITION OVERVIEW:

The Commercial Banking Associate is responsible for providing high quality client service while performing a wide variety of services and tasks related to the set-up and day-to-day management of client relationships with general direction form Relationship Managers. This includes working with Relationship Managers, clients, and appropriate Bank departments to coordinate the opening of new depository and loan accounts, and setting up online banking, cash management and remote deposit services for clients. Additionally, this position is responsible for handling the day-to-day questions and requests of clients in a highly responsive and supportive way. Must have excellent communications skills, excel at client service, be detail-oriented with a positive attitude.

The employee must assure compliance with all applicable State and Federal banking regulations, Bank policies and procedures including but not limited to the Bank Secrecy Act/Anti-Money Laundering Program and Information Systems Security policies.

RESPONSIBILITIES:

  • Coordinate with clients and the Client Service Department to facilitate the opening of new depository accounts. This involves completing new account forms and working with Relationship Managers to complete CIP forms and Enhanced Due Diligence forms, when necessary.
  • Coordinate with clients and the Cash Management Department for the set-up of online banking, cash management, remote deposit, and merchant services.
  • Coordinate with clients and the Loan Servicing Department for the set-up of new loans and/or renewals of existing loans. This entails working with Relationship Managers during the preparation of documentation request forms and the gathering of required information from clients, as well as, at times, arranging for the signing of loan documents.
  • Handle/coordinate client inquiries related to their accounts (e.g., balance information, stop-payment requests, loan paydowns and/or advances, etc.).
  • Work with Relationship Managers to gather financial information required by the Bank’s loan tickler system and in coordinating the receipt of such information by the Underwriting Department.
  • Assist Relationship Managers with their computer/technology and administrative needs.
  • Assist the Marketing Department with client-related events.
  • May perform other related duties, as assigned, or as the situation dictates.

REQUIREMENTS:

  • College degree in business or related area required; background in accounting and/or finance helpful.
  • Knowledge of commercial banking.
  • Excellent verbal and written skills to communicate effectively and tactfully within the Bank and with the Bank’s clients, while maintaining a high level of confidentiality.
  • Ability to provide a high level of client service.
  • Strong organizational skills, including the ability to prioritize and multi-task.
  • A thorough knowledge of all Bank services.
  • A thorough knowledge of the functions handled by each of the Bank’s departments.
  • Knowledge of Microsoft Office programs such as Outlook, Salesforce CRM, PowerPoint, Word, and Excel; knowledge of the use of various types of office equipment, such as multi-line phones, printers and scanners.

To apply please send your resume or inquiry to humanresources@bankbsf.com.

Employee must assure compliance with all applicable State and Federal banking regulations, Bank policies and procedures, including but not limited to, the Bank Secrecy Act/Anti Money Laundering Program and Information Systems Security Policies.

The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed, as an exhaustive list of all responsibilities, duties and skills required of personnel so classified. All employees may be required to perform duties outside of their normal responsibilities from time to time, as needed.

BSF is an Equal Opportunity Employer. Recruitment, placement, and promotions are conducted without regard to an individual’s race, color, religion, sex, national origin, age, physical handicap, veteran status or sexual orientation, or any other classification protected by Federal, State, and local laws & ordinances. We will consider qualified candidates with criminal history in a manner consistent with the requirement of the San Francisco Fair Chance Ordinance. All qualified applicants are encouraged to apply. 

Walnut Creek, CA

POSITION OVERVIEW:

The Commercial Banking Team Lead/Relationship Manager is highly experienced, accomplished, and respected banker to lead a commercial banking team and to expand the Bank’s business throughout the nine Bay Area counties. They should have a proven track record of managing and developing a team of bankers, expanding existing and acquiring new banking relationships while maintaining high credit quality and sound business practices. The Team Leader is responsible for enhancing the Bank’s overall presence in the local market and will represent the Bank in local communities.

The team leader is responsible for supervising and ensuring team production goals are achieved. In addition to the management responsibilities, the team leader is responsible for developing and managing his/her own client relationships with local businesses in the San Francisco Bay Area. Client relationships include deposit, loan and personal banking products and services. The manager is responsible for ensuring that the team’s loans adhere to the Bank’s credit and profitability standards and policies. The team leader will assist with processing of all loans originated and managed by the unit. The team leader also assures compliance with all applicable state and federal banking regulations, Bank policies and procedures including but not limited to the Bank Secrecy Act/Anti Money Laundering Program and Information Systems Security Policies.

RESPONSIBILITIES:

  • Manage and expand existing client relationships and develop and manage new client relationships. This involves prospecting for new clients through outbound telephone and in-person calling; attendance at networking groups and events; interviewing loan applicants; collecting and analyzing information that reflects the current credit worthiness of prospects; and presenting loan recommendations to the Bank’s Chief Credit Officer and loan committee(s) as appropriate. It also involves working with the Bank’s operations team to set up a client’s new accounts and cash management services and preparing portfolios for loan examinations and audits.
  • Supervise, coach and mentor team members to assure that they and the team meet budgeted goals while adhering to the Bank’s credit and profitability standards and policies.
  • Establish and negotiate, where necessary, the terms under which credit will be extended, including the costs, repayment method, schedule, and collateral.
  • Responsible for ongoing loan management of portfolio (e.g., making sure loans are properly risk-rated, assuring that borrowers required financial reporting is kept current, reviewing borrowers’ financials, and following up any past-due loan payments).
  • Represents the Bank at community, networking, and trade association functions.
  • Meets assigned budget and goals (individually and the team).
  • Assists with the processing of all loans originated and managed by the unit. This includes working with the Underwriting Department in preparing loan presentations and working with support staff to order and review loan documents; performing client service functions; and obtaining documentation and financial statements required under loan tickler system. Further assistance with the government-guaranteed loans includes reviewing and approving advance requests for multiple advance non-revolving term loans; processing forms, statements, and documents; and working with outside consultants and agencies assisting the bank with this line of business.
  • May perform related duties as assigned or as the situation dictates.

REQUIREMENTS:

  • College or advanced degree in business or related field.
  • Thorough knowledge of all aspects of commercial banking (e.g., credit; depository, cash management and loan products; BSA; and compliance-related regulations). A knowledge of government-guaranteed loan programs is preferable. It is also preferable to have strong knowledge of and ties to the San Francisco/Bay Area market served by the Bank.
  • Excellent verbal and written skills to communicate effectively with others within the Bank and with the Bank’s clients, prospects, shareholders, and directors, while maintaining a high level of confidentiality.
  • Strong management skills to use in mentoring, coaching and motivating Team Members to excel in their jobs.
  • A high degree of client service and administrative skills including knowledge of Microsoft Office programs such as Outlook, Word, and Excel.
  • Ability to organize and prioritize in situations where changes frequently occur.
  • Strong credit and analytical skills. Attention to detail is critical.

To apply please send your resume or inquiry to humanresources@bankbsf.com.

Employee must assure compliance with all applicable State and Federal banking regulations, Bank policies and procedures, including but not limited to, the Bank Secrecy Act/Anti Money Laundering Program and Information Systems Security Policies.

The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed, as an exhaustive list of all responsibilities, duties and skills required of personnel so classified. All employees may be required to perform duties outside of their normal responsibilities from time to time, as needed.

BSF is an Equal Opportunity Employer. Recruitment, placement, and promotions are conducted without regard to an individual’s race, color, religion, sex, national origin, age, physical handicap, veteran status or sexual orientation, or any other classification protected by Federal, State, and local laws & ordinances. We will consider qualified candidates with criminal history in a manner consistent with the requirement of the San Francisco Fair Chance Ordinance. All qualified applicants are encouraged to apply. 

San Francisco, CA

POSITION OVERVIEW:

This position is part of the Bank’s Underwriting Team and is responsible for working with Relationship Managers to analyze the credit risk of new and existing business and personal client relationships. This position requires the ability to work independently, be detailed-oriented, have strong analytical, computer and organizational skills as well as good written and verbal skills. A motivated analyst will have ample opportunity to expand responsibilities and advance within the Bank.

RESPONSIBILITIES:

  • Work with Relationship Managers to structure and underwrite credits in a manner that meets clients’ expectations, while complying with the Bank’s credit policies and standards.
  • Analyze the credit and collateral aspects of business and individual loans, both secured and unsecured.
  • Make recommendations regarding approval and/or structure of new or renewed credits.
  • Prepare loan presentations (LPs), spread company and individual financial statements and tax returns using nCino spreads, and run credit reports, as needed, both for new and existing credit relationships. All LPs are completed in nCino and require the UW to review all inputs to be sure that all terms and conditions are accurately reflected.
  • Monitor existing loan portfolio to ensure all loan and financial covenants are tested in a timely manner. Upon completion of the analysis, the UW is responsible for maintaining the covenants in nCino.
  • Complete annual review of existing loan portfolio, if required.
  • Assist or prepare credit memos if modification or risk grade change is recommended by the Relationship Manager.
  • Maintain credit file of all loans in nCino Document Manager.

REQUIREMENTS:

  • Proficiency in Excel and Word, and Silverlake (proficiency in nCino a plus).
  • Good oral and written communication skills with all levels of Bank staff, as well as with clients, auditors and vendors.
  • Excellent leadership and human relations abilities.
  • Ability to work independently.
  • Capable of being assigned specific projects and goals and monitoring projects for completion within expected time frames.
  • Accuracy, attention to detail and ability to recognize and analyze problems, and develop solutions.
  • High degree of flexibility to react in an environment of growth and change.
  • Bachelor’s degree in business, finance or another related field.
  • At least five years of prior banking experience in commercial loan documentation and servicing, plus a strong knowledge of the construction lending process.
  • Management experience preferred.
  • Compliance with all requirements, policies and procedures of the Bank Secrecy Act (BSA) and attendance of all mandatory BSA training as needed for this position. Additionally, complete all other compliance training as required by the Bank.

WORKING CONDITIONS/PHYSICAL DEMANDS:

The environment for this position is a non-confined, office-type setting that is mostly clean and comfortable. There is little discomfort caused by such factors as noise, heat, or dust. In the course of performing the duties pertinent to the position, time will be spent writing, typing, speaking, listening, lifting (up to approximately 20 pounds), carrying, seeing (using close, color and peripheral vision, depth perception and adjusted focus), sitting, pulling, walking, standing, squatting, kneeling, and reaching. May be exposed to potentially hazardous conditions (i.e., robbery). Detailed instructions and procedures are provided to minimize risk.

To apply please send your resume or inquiry to  humanresources@bankbsf.com.

Employee must assure compliance with all applicable State and Federal banking regulations, Bank policies and procedures, including but not limited to, the Bank Secrecy Act/Anti Money Laundering Program and Information Systems Security Policies.

The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed, as an exhaustive list of all responsibilities, duties and skills required of personnel so classified. All employees may be required to perform duties outside of their normal responsibilities from time to time, as needed.

BSF is an Equal Opportunity Employer.  Recruitment, placement, and promotions are conducted without regard to an individual’s race, color, religion, sex, national origin, age, physical handicap, veteran status or sexual orientation, or any other classification protected by Federal, State, and local laws & ordinances.  We will consider qualified candidates with criminal history in a manner consistent with the requirement of the San Francisco Fair Chance Ordinance.  All qualified applicants are encouraged to apply. 

Loan Administration Manager

San Francisco, CA

POSITION OVERVIEW:

The Loan Administration Manager will be responsible for managing the Note Department in all aspects of loan documentation and servicing, and to provide support to Relationship Managers for Commercial & Industrial (C&I), Commercial Real Estate, Construction and Residential loans. Additionally, The Loan Administration Manager will also provide continuous support to the Chief Credit Officer on various projects.

RESPONSIBILITIES:

  • Develop and manage workflows for all stages of document preparation, closing, electronic filing, and collateral management.
  • Supervise consumer, commercial and SBA loan document preparation to ensure all loans are being processed in accordance with established regulations and Bank policies.
  • Oversee construction loan activity and direct all facets of construction loan processing from origination to closing to funding. Responsibilities include maintaining the construction budget and overseeing loan draws throughout the construction. Will provide guidance to Relationship Managers during funding and interact with clients and third-party service providers in order to protect the Bank’s collateral interest.
  • Maintain and demonstrate proficiency with loan software applications (e.g., Laserpro, Silverlake, Cognos, nCino). Work with system providers to utilize applications to fullest capacity, streamlining processes and procedures, ensuring accuracy and compliance.
  • Analyze, prepare, and train for periodic updates to system software, and verify that enhancements are working correctly. Assist with system parameters and design to meet the needs of multiple departments.
  • Oversee all aspects of SBA loan servicing, including submission of the monthly 1502 report for 7(a) loans.
  • Organize and direct the daily activity of the department, including maintaining relationships with various title companies and external mortgage loan servicing entities.
  • Prepare loan related data pertinent to the quarterly Call Report.
  • Responsible for certification of loan related GLs, Stock, Flood and Tax Services, monthly/quarterly or semi-annually.
  • Process loans in non-accrual, shadow accounting and charge-off, or OREO status.
  • Provide reports, documents and files for Credit, Loan Servicing and Compliance exams. Assist with responses to loan servicing reviews and supervise tracking required by the loan review for credit and loan servicing corrections.
  • Train personnel to ensure Bank policies and procedures are being followed. Maintain and build loan products and disclosures in Laserpro.
  • Research loan related issues as requested.

SUPERVISORY RESPONSIBILITIES:

  • Directly supervise loan servicing staff and oversee the overall direction, coordination, and evaluation of direct reports.
  • Assist with carrying out supervisory responsibilities in accordance with the Bank’s credit policies and applicable federal and state laws.
  • Provide leadership and construction lending expertise to Relationship Managers to ensure the loan performs as agreed and that our client is satisfied.
  • Assist with interviewing, hiring, and training employees, and resolving problems and addressing complaints.

REQUIREMENTS:

  • Bachelor’s degree in business, finance, or another related field
  • At least 10 years of prior banking experience in commercial loan documentation and servicing, plus have a strong knowledge of the construction lending process. Management experience preferred.
  • Proficient in Excel and Word, Laser-Pro and Silverlake.
  • Good oral and written communication skills with all levels of Bank staff, as well as with clients, auditors, and vendors.
  • Excellent leadership and human relations abilities, including supervisory experience required.
  • Capable of being assigned specific projects and goals and monitoring projects for completion within expected time frames.
  • Accuracy, attention to detail and ability to recognize and analyze problems and develop solutions.
  • High degree of flexibility to react to an environment of growth and change.
  • Compliance with all requirements, policies, and procedures of the Bank Secrecy Act (BSA) and attend all mandatory BSA training as needed for this position. Additionally, required to complete all other compliance training as required by the Bank.

WORKING CONDITIONS/PHYSICAL DEMANDS

The environment for this position is a non-confined, office-type setting that is mostly clean and comfortable. Little discomfort caused by such factors as noise, heat or dust. The incumbent in the course of performing this position spends time writing, typing, speaking, listening, lifting (up to 20 pounds), carrying, seeing (such as close, color and peripheral vision, depth perception, and adjusted focus), sitting, pulling, walking, standing, squatting, kneeling and reaching.

To apply  please send your resume or inquiry to  humanresources@bankbsf.com.  

Employee must assure compliance with all applicable State and Federal banking regulations, Bank policies and procedures, including but not limited to, the Bank Secrecy Act/Anti Money Laundering Program and Information Systems Security Policies.

The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed, as an exhaustive list of all responsibilities, duties and skills required of personnel so classified. All employees may be required to perform duties outside of their normal responsibilities from time to time, as needed.

BSF is an Equal Opportunity Employer.  Recruitment, placement, and promotions are conducted without regard to an individual’s race, color, religion, sex, national origin, age, physical handicap, veteran status or sexual orientation, or any other classification protected by Federal, State, and local laws & ordinances.  We will consider qualified candidates with criminal history in a manner consistent with the requirement of the San Francisco Fair Chance Ordinance.  All qualified applicants are encouraged to apply. 

Walnut Creek, CA

POSITION OVERVIEW:

The Relationship Manager is responsible for developing and managing client relationships with local businesses in the San Francisco Bay Area. Client relationships include deposit, loan and personal banking products and services. Loans should adhere to the Bank’s credit and profitability standards and policies. This position also assists with the processing of all loans originated and managed by the unit.

RESPONSIBILITIES:

  • Manage and expand existing client relationships and develop and manage new client relationships.
  • This involves prospecting for new clients through outbound telephone and in-person calling; attending networking groups and events; interviewing loan applicants; collecting and analyzing information that reflects the current creditworthiness of prospects; and presenting loan recommendations to the Bank’s Chief Credit Officer and loan committee(s), as appropriate. It also involves working with the Bank’s Operations Team to set up a client’s new accounts and cash management services and preparing the portfolio for loan examinations and audits.
  • Establish, and negotiate, when necessary, the terms under which credit will be extended, including the costs, repayment method and schedule, and collateral.
  • Manage loan portfolio on an ongoing basis (e.g., making sure that loans are properly risk-rated, assuring that required financial reporting for borrowers is kept current, reviewing borrowers’ financials, and following up on any past-due loan payments).
  • Represent the Bank at community, networking, and trade association functions.
  • Meet assigned budget and goals.
  • Assist with the processing of all loans originated and managed by the unit.
  • This includes working with the Bank’s Underwriting Department to prepare loan presentations; working with support staff to order and review loan documents; performing client service functions; and obtaining documentation and financial statements required under the Bank’s loan tickler system. Further assistance with the government-guaranteed loans includes reviewing and approving advance requests for multiple advance non-revolving term loans; processing forms, statements, and documents; and working with outside consultants and agencies assisting the Bank with this line of business.
  • Perform related duties as assigned or as the situation dictates.

REQUIREMENTS:

  • College or advanced degree in business or a related field.
  • Thorough knowledge of all aspects of commercial banking, as well as compliance and other government regulations (e.g., credit; depository, cash management and loan products; BSA; and compliance-related regulations).
  • It is preferable to have a deep knowledge of, and ties in, the San Francisco/Bay Area market served by the Bank.
  • It is preferable to have knowledge of government-guaranteed loan programs.
  • Extensive commercial banking experience.
  • It is preferable to have experience with both large banks and smaller, growing institutions.
  • Excellent verbal and written skills to communicate effectively with others within the Bank and with the Bank’s clients, prospects, shareholders and directors, while maintaining a high level of confidentiality.
  • Strong organizational, sales, credit and negotiation skills are required.
  • Attention to detail is critical.
  • A high degree of client service and administrative skills including knowledge of Microsoft Office programs such as Outlook, Word, and Excel.
  • Ability to organize and prioritize in situations where changes frequently occur.
  • Ability to travel throughout the Bank’s service area.

To apply please send your resume or inquiry to humanresources@bankbsf.com.

Employee must assure compliance with all applicable State and Federal banking regulations, Bank policies and procedures, including but not limited to, the Bank Secrecy Act/Anti Money Laundering Program and Information Systems Security Policies.

The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed, as an exhaustive list of all responsibilities, duties and skills required of personnel so classified. All employees may be required to perform duties outside of their normal responsibilities from time to time, as needed.

BSF is an Equal Opportunity Employer. Recruitment, placement, and promotions are conducted without regard to an individual’s race, color, religion, sex, national origin, age, physical handicap, veteran status or sexual orientation, or any other classification protected by Federal, State, and local laws & ordinances. We will consider qualified candidates with criminal history in a manner consistent with the requirement of the San Francisco Fair Chance Ordinance. All qualified applicants are encouraged to apply. 






Benefits:

BSF is committed to offering a broad and affordable benefits package to protect our employees physical and emotional wellbeing.

We offer full-time staff:
  • Choices to several medical, dental and vision plans,
  • Life insurance,
  • Long-term disability,
  • Retirement plan with 401K matching,
  • Paid vacation, holidays, and sick leave,
  • And, many more voluntary benefits.

We support and provide professional development opportunities, time off to volunteer and encouraged participation in local nonprofit board membership.