Who we are

Who We Are

We created BSF to match the entrepreneurial energy of the diverse Bay Area, where we live and work. Our ownership is primarily local and our decision-making is entirely local – no big-bank mentality here! We are a forward-thinking community bank that reflects the best qualities of the Bay Area’s rich culture.

We combine advanced, modern technology with the traditional values of high-touch, personalized financial services, delivered with agility and accountability. Like the businesses, nonprofits, individuals and families we serve, the Bay Area is our home. We take our motto, “With You When It Matters” seriously; our bankers are never more than a phone call, text or email away. 

We encourage you to contact us to learn more about BSF and to join our family of community-minded clients, employees and investors.

BSF trades on OTC Markets (OTCQX: BSFO).

To be an essential partner in the success of our rich and diverse communities by providing exceptional financial services and expertise to support the goals and aspirations of individuals, businesses and nonprofits.

We founded BSF in 2005 to meet the need we saw for a forward-thinking, relationship-driven and technology-focused community bank. Whether helping with the purchase of a business, growth of a nonprofit or business, or providing a mortgage on a first home, we are with our clients when it matters. 

We were there for our clients in developing robust mobile banking capabilities. Through technology, today, clients can meet all of their day-to-day needs through our website and app.

Anticipating our clients' need for flexible business financing, we were there with our expertise and creative tools that made us a valuable partner in both conventional and SBA business acquisition and expansion financing.

As the complexity of the Bay Area housing market increased, we were there for our clients and became an accessible residential lender, developing a portfolio residential lending mortgage program, including tenancy-in-common financing. Today, we offer a range of home ownership products to meet the needs of our clients.

As the Bay Area’s nonprofit sector grew, the need for sophisticated services grew as well. Given our Bank’s desire to be a source of expertise and support, we developed customized banking services for Bay Area nonprofits and began offering seminars, training and guidance to nonprofit executives from leading experts in the field.

Over the years, we have grown alongside our communities. We will continue to evolve and be responsive to the needs of the ever-changing Bay Area, and beyond. 

To learn more about who we are, please visit the links below: