Tan and blue houses on Lombard Street
Lombard Street

Home Loans

Purchasing a home or refinancing your mortgage can be a smooth experience. At Bank of San Francisco, we offer competitive rates, flexible loan programs, and a transparent process with local decision-making and personalized guidance.

Some of our products include:

Financing or refinancing designed for a wide range of borrowers, including high-value properties and flexible repayment needs. (Pre-qualifications available) 

Construction financing of a primary residence.

Financing or refinancing for up to four-unit properties.

Financing or refinancing for investment properties up to four units.

Flexible borrowing for personal expenses including renovations, education, debt consolidation, or emergencies.

Specialized financing for the Bay Area’s unique housing market.




All loan products are subject to credit approval.
Bank of San Francisco NMLS ID: 403437