Earn up to 4.30% APY* on a 7-month CD with a new checking account.
- Minimum CD balance: $25,000
- CD APY: 4.05%; earn a 0.25% relationship premium when opening a qualifying personal or business checking account with $5,000 in new money.*
- Available through June 30, 2026
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*Annual Percentage Yield (APY). APYs are accurate as of June 1, 2026, and are subject to change without notice. Customers may earn up to 4.30% APY on a 7‑month Certificate of Deposit (CD) when they qualify for and maintain the relationship premium. The 4.30% APY includes a 0.25% relationship premium, available to customers when the CD is funded with at least $5,000 in new money (funds not currently on deposit with Bank of San Francisco) and a new personal or business checking account is opened and maintains a $5,000 minimum daily balance during the 7-month CD term. The checking account must remain open, funded, and in good standing for the entire CD term. If the checking account is closed or no longer meets the minimum balance requirement during the CD term, the 0.25% relationship premium will be removed and the CD will earn the base rate/APY disclosed at account opening for the remainder of the term. A minimum CD opening deposit of $25,000 in new money is required to obtain the advertised APY. New money is defined as funds not currently on deposit with Bank of San Francisco and excludes internal transfers. Early withdrawal penalties will apply and reduce earnings. At maturity, the CD will automatically renew into a standard 7‑month term at the then‑current rate; the relationship premium does not apply on renewal. A 10‑day grace period allows changes or withdrawals without penalty following renewal.
Offer expires June 30, 2026, and is subject to change or withdrawal at any time. CDARS® not available. Member FDIC.